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Partnership enables secure mobile and connected car payments

26th February 2019

Lanna Deamer

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P97 Networks and Transaction Network Services (TNS) are leading the way in facilitating secure, efficient, and reliable connected vehicle and mobile payments across America and Europe. Under the agreement, TNS provides P97 a managed tokenisation service enabling the secure provisioning and payment authorisation of consumer card-on-file accounts for mobile and in-vehicle applications. Since its inception the partnership has enabled in-dash fuel payments alone for more than 3 million vehicles across the US.

“The Internet of Things is driving mobile commerce into retail fuel and cars, allowing merchants, oil and gas companies and manufacturers to develop greater consumer loyalty,” said TNS’ Chief Product Officer, Bill Versen.

“Through our partnership, P97 Networks and TNS provide leading tokenisation services that protect sensitive consumer data. P97 also gains access to a host of processing partners through the use of TNS’ secure global managed communications platform.”

The P97 PetroZone platform is a cloud-based mobile commerce and digital marketing solution that connects retail fuel, convenience, consumer packaged goods, quick-serve restaurants, and other merchants to their consumers by enabling payments and omni-channel digital offers on any device or connected car.

P97 eases the purchasing process to increase sales, build greater brand loyalty, and lower operating costs. PetroZone is PCI DSS and SOC 2 Type II compliant, utilising Microsoft Azure^Ò Cloud Services with multifactor authentication to protect sensitive cardholder data.

The TNS solution involves token creation, enabling consumer payment accounts to be stored on file in return for tokens, which offer fraudsters no value if compromised. Once a token is generated for an account, all future transactions involving the same account and mobile device use tokens rather than actual account details.

The cloud payment, enabled by P97, uses TNS’ tokenisation platform to ensure fast and secure payments. This technology is helping P97 and TNS continue to enable such things as in-dash fuel payments at participating Shell-branded gas stations across the US.

“Working with TNS enables us to leverage their extensive global footprint and reach virtually any payments-related endpoint,” said David Nichamoff, Vice President of Global Payments and Connected Car at P97 Networks.

“Transaction security, speed, and performance are essential components of our customer’s brand reputation and service to consumers. TNS’ reliable, highly available solutions help us provide that quality of service within our mobile payments platform.”