3M Ushers in a New Era of Non-Metallic Foil Credit/Gift Transaction Cards

Building on more than seven decades of expertise in optical science, 3M’s Multi-layer Optical Film is composed of hundreds of layers, combining the company’s core technologies - film, adhesives and light management. 3M’s one-of-a-kind Light Management technology was discovered in the 1990s while 3M scientists were researching improvements to increase tape durability. The team realised that they could create films with unique optical properties by combining layers with different refractive qualities - creating a non-metallic, mirror-like film that can be more than 90 per cent reflective. 3M’s core Light Management technology emulates what nature has already perfected by reflecting light to create vivid colours without pigment, a phenomenon that can be seen in butterfly wings, cat’s eyes and abalones. The technology can be used for a host of diverse applications, ranging from electronic devices displays to decorative products to energy-saving security window films.



“Our Non-Metallic Foil opens up a world of possibilities for financial institutions - making it possible to custom design credit and other financial transaction cards that literally fit the bill for their customers,” noted Rich Lightsey, account development director for 3M Display and Graphics. “Leveraging our expertise in multi-layer film innovation and illustrating our prowess in optical science, we’re able to work closely with financial institutions to enable a new generation of transaction cards with bold designs and style that appeal to consumers.”



3M Non-Metallic Foil Technology



Using revolutionary Light Management technology, 3M’s new Non-Metallic Foil gives transaction cards a mirror-like finish to create snazzy, colourful financial transaction and gift cards. This advanced technology is safe to use in contactless cards and offers full ATM functionality. Cards can change colours at an angle based on the background colour and are also translucent when coupled with 3M’s infrared blocking technology.



3M Clear IR Technology



In addition, 3M offers Clear Infrared (IR) technology - a proprietary film that blocks infrared light. An IR light-blocking material is laminated between two layers of PVC and covers the entire card - allowing light to transmit through the card. This novel, see-through card and flexible production process opens the door for customers to create unique transparent designs and take advantage of modern printing techniques. Moreover, the innovative IR blocking technology prevents cards from jamming in ATMs.



In addition to 3M’s financial transaction card solutions, the company offers a variety of technologies relevant to the financial transaction industry, including security materials, film technology, Radio Frequency Identification ‘track and trace’, adhesives and shielding.



The American Chemical Society has recognised 3M and its scientists for its pioneering Multi-Layer Optical Film with the ACS National Award for Creative Invention.