Access digital accounts faster & more securely using voice and face together

Enter MiPass from Mitek, a passwordless identity authentication solution that allows a person to access digital accounts effortlessly and securely using two features that are uniquely theirs: voice and face.

• How: To access a digital account using MiPass, a person simply uses a smartphone to take a quick selfie and then record a phrase.
• Why: Combining the two is a significant security improvement beyond the face recognition-only systems many use today. Authenticating digital identities with MiPass reduces the risks associated with on-device stored biometrics, which can be easily compromised, shared between people or overwritten with a simple passcode.

“MiPass provides the highest level of digital security available today,” said Mitek CTO Steve Ritter. “MiPass combines voice and face recognition using sophisticated liveness detection technology to defend against digital and deepfake attacks in real time.” 

Hassle-free and secure account access helps both companies and their customers

Experts estimate that more than 80% of hacking breaches involve the use of stolen passwords or credentials, fraud that can cost a large company as much as $1 million a year. By moving to a more secure, passwordless approach to digital account authentication, companies can both increase customer loyalty and reduce their own risk from identity theft and account takeover attacks.

Because MiPass algorithms have been developed and tested against balanced and representative data sets, to avoid bias, MiPass can accurately authenticate customers regardless of race, ethnicity, age or gender.

According to recent research by YouGov, 74% of people say they want their bank to adopt the latest technology to keep their account safe. As many as 44% of adults ages 18-34 say they would like their bank to adopt newer, modern technologies to make it easier to log in to accounts.

“Companies care about their customers’ trust and security more than anything,” said Mitek Head of Product Chris Briggs. “Mitek understands this. That’s why we focus all our attention on bringing products to market that enable trusted online access. People are most loyal to companies that offer both convenience and security. That’s where MiPass excels.” 

A developer-friendly software development kit (SDK) makes MiPass easy to embed into a wide variety of customer use cases, such as simple account information updates, password resets, device rebinding and high-risk financial transactions.